Peloton Zero Percent Interest Financing Available Through May 12

Peloton zero percent interest financing is available now through May 12, 2026, covering the full equipment lineup. The offer runs through Affirm, applies to all term lengths, and requires no interest payments for qualified buyers.

What the Offer Covers

The zero percent rate applies across Peloton’s full equipment range: Bike, Bike+, Tread, Tread+, and Row+. Refurbished Bike and Bike+ models also qualify. All term lengths are included, with 12-month, 24-month, and 36-month plans all available at 0.00% APR.

To give a sense of what the payments look like: a Tread priced at $3,295 breaks down to $274.58/mo over 12 months, $137.29/mo over 24 months, or $91.53/mo over 36 months, with no interest added in any scenario. A Tread+ at $6,695 comes to $557.92/mo over 12 months, $278.96/mo over 24 months, or $185.97/mo over 36 months.

What to Know Before You Apply

This offer is subject to credit check and approval, and a down payment may be required. The 0% APR rate is based on eligibility, so not every applicant will qualify at that rate. Peloton’s All-Access Membership is not included in equipment financing and is billed separately.

The offer is not valid outside the United States and cannot be transferred. Peloton reserves the right to change, cancel, or limit the offer at any time. Full terms are available through Affirm at checkout.

How to Get Started

Head to onepeloton.com, configure your equipment choice, and select Affirm at checkout. The Peloton 0% interest financing option will appear as an available payment method during that step, where you can check eligibility without affecting your credit score.

The deadline is May 12, 2026. Orders placed after that date revert to standard financing terms.

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