ICYMI: Hello, Citizens Pay!

ICYMI: Peloton Steps Up Its Game with a New Flexible Line of Credit Option – Hello, Citizens Pay!

Ever glanced at a Peloton bike, tread or row, and thought, “I wish I could take this thing home without breaking the bank”? Well, your fitness dreams might just be on the verge of coming true. Say hello to Citizens Pay, Peloton’s shiny new (well, newish) flexible monthly payment option, set to make your Peloton purchase smoother than your favorite protein shake.  (Note: Affirm is still available!)

No Stress, Just Press “Purchase”

Peloton has always been about breaking boundaries—whether it’s pushing you past your last personal best or making cutting-edge fitness technology accessible. Adding Citizens Pay to their arsenal? It’s like the cherry on top of your post-workout snack.

Flex Those Payment Options

Imagine this: You’re eyeing that sleek Peloton bike, and the price tag suddenly feels less daunting. With Citizens Pay, you’re not stuck in a one-size-fits-all deal.

  • 0% APR? Check.
  • Extended payment plans? Also, check.

Pick between 12, 24, 39, or even 43 months. Whether you want to fast-track your payments or stretch them out like a good yoga session, the choice is yours.

A Line of Credit That Understands You

Here’s where it gets even cooler. Unlike traditional BNPL services that treat every purchase like a standalone event, Citizens Pay offers a line of credit. This means you can gear up with not just one, but multiple Peloton purchases—you know, for when you decide to add a Tread to your collection—without fretting over another credit application.

Think of it as your fitness finances running on a treadmill, smoothly and without hiccups, under the careful supervision of Citizens Pay.

Simplify to Multiply

The brilliance of Citizens Pay lies in its simplicity. Make one qualified purchase and poof, you’re set for any subsequent buys up to your credit limit. It’s like having a gym membership that keeps giving, without the inconvenience of renegotiating terms or juggling loans.

Ready, Set, Ride (Or Run / Or Row)

No more getting cold feet over how you’ll manage the payments. With Citizens Pay, jumping on the Peloton bandwagon is as easy as strapping on your workout shoes. The hardest part now? Deciding which Peloton classes to crush first.

Takeaway Time

Peloton isn’t just selling you a bike or treadmill; they’re offering an experience—a ride into a healthier, happier you. And with Citizens Pay, that ride just got a whole lot smoother.

Flexible payments, a hassle-free line of credit, and the ability to beef up your home gym without reapplying? That’s not just smart; it’s genius.

Ready to make your fitness goals a reality with Peloton and Citizens Pay? Your future self will thank you—with every pedal, every run, and every victory high-five in the mirror.

The Fine Print (But Make It Fun)

Before you jump in, make sure to give the details a once-over on Peloton’s Financing page. Informed choices are the best choices, especially when it comes to investing in your health (and awesome workout gear).

Happy shopping, and even happier working out! After all, with Peloton and Citizens Pay, you’re not just purchasing equipment; you’re stepping into a fitness-focused lifestyle. See you on the leaderboard?


Tune in to The Clip Out every Friday to hear Tom and Crystal’s take on this and other hot Pelotopics. We’re available on Apple PodcastsSpotifyGoogle PodcastsiHeartTuneIn. Be sure and follow us so you never miss an episode. You can also find the show online on Facebook.com/TheClipOut. While you’re there, like the page and join the group. Lastly, find us on our YouTube channel, YouTube.com/TheClipOut, where you can watch all of our shows.

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